Budget Calculator
Budget Calculator
Creating a monthly budget just got easier with our Personal Budget Calculator. All you have to do is insert your monthly income, expenses and savings and you’ll get a clear picture of where you are financially. You can also see what the recommended percentages are and where you fit today.
Monthly Net Income
Total Income
Income
For best results, it’s recommended that you enter 100% of your income
Monthly Expenses
Total Expenses
Housing
Recommended
30%–40%
Actual
We recommend keeping housing costs at 30%–40% of income
Transportation
Recommended
10%–20%
Actual
We recommend keeping transportation costs at 10%–20% of income
Living Expenses
Recommended
20%–30%
Actual
We recommend keeping living costs at 20%–30% of income
Debt Repayments
Recommended
10%–20%
Actual
We recommend keeping your debt repayments at 10%–20% of income.
Savings
Recommended
10%+
Actual
We recommend saving 10% or more of your income.
Monthly Expense Breakdown
Housing
Transportation
Life Expenses
Savings
Debt Repayment
Your monthly surplus is
$0
This can be used to increase savings or pay down debt! Ask us how!