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Personal Budget Tool

Creating a monthly budget just got easier with our Personal Budget Calculator. All you have to do is insert your monthly income, expenses and savings and you’ll get a clear picture of where you are financially. You can also see what the recommended percentages are and where you fit today.

Monthly Net Income

Total Income

Income

For best results, it’s recommended that you enter 100% of your income
Total Income

Monthly Expenses

Total Expenses

Housing

Recommended
30%–40%
Actual
We recommend keeping housing costs at 30%–40% of income

Transportation

Recommended
10%–20%
Actual
We recommend keeping transportation costs at 10%–20% of income

Living Expenses

Recommended
20%–30%
Actual
We recommend keeping living costs at 20%–30% of income

Debt Repayments

Recommended
10%–20%
Actual
We recommend keeping your debt repayments at 10%–20% of income.

Savings

Recommended
10%+
Actual
We recommend saving 10% or more of your income.
Total Expenses

Monthly Expense Breakdown

Housing

Transportation

Life Expenses

Savings

Debt Repayment

Your monthly surplus is

$0

This can be used to increase savings or pay down debt! Ask us how!

Printable Budget Analysis

Generate Report