No Fee CHOICE REWARDS® MasterCard®

  • No Annual Fee
  • Interest Rate: 19.99%
  • Collect 1 point for every $2 spent
  • Basic features - MasterTrip

Convenience, At No Cost

CHOICE REWARDS Expand/Collapse

  • Earn 1 point for every $2 charged for retail purchases. Redeem points for brand-name merchandise, non-restrictive travel, cash-back rewards, gift certificates or donate your points to charity.

MasterTrip® Expand/Collapse

  • Common Carrier Travel Accident Insurance - up to $100,000 coverage when your ticket is purchased with your MasterCard.
  • Baggage Delay - if your luggage is delayed or misdirected for more than 24 hours, you're covered for up to $300 in emergency purchases of essential items.

Optional Balance Protection Insurance Expand/Collapse

  • The Balance Protection Plan allows MasterCard credit card account holders to continue to make minimum monthly payments if they experience a job layoff, disability, illness or accident. The total balance, up to a maximum of $10,000, is paid in the event of loss of life. Premiums are 90 cents per $100 of the current monthly balance. Taxes may apply in certain provinces. Upon initiation, the service charge is automatically added to the cardholder's monthly statement. The service can be cancelled at any time.

Core Features Expand/Collapse

  • World-wide global acceptance serving consumers in 210 countries and territories
  • 24-hour lost/stolen card assistance
  • World's largest ATM network
  • Emergency cards and cash advances

Lost & Stolen Cards

  • within Canada and US - 1-800-561-7849
  • outside Canada and US - 1-306-566-1276 (collect)