We want you to dream big as you’re looking, and we’re also here to make sure that you keep your feet firmly rooted on the ground. Your long-term financial well-being is always going to be our focus, so here are a few things to keep in mind as you shop for a home:

• How much can you afford? Before you start house shopping, line up a mortgage pre-approval. You’ll know your limits from the start and avoid the disappointment of finding a fantasy home that doesn’t fit your real life budget.

• Make a list of wants vs. needs. There are a lot of things we want, but many of them aren’t things we need right away. For example, lots of kitchen storage space might be a need, but a granite countertop is a want. Focus on the needs first, because the wants can come as you settle into the house and make it your own.

• Figure out the actual price. There’s more to buying a house than the purchase price. There are fees for realtors and lawyers and likely a few unexpected items as well. Our team works with you to look at the whole picture and help you understand what your actual costs are going to be.

• Take advantage of available tools. Try one of our free budgeting and mortgage calculators. These can help you determine the realistic price for your long-term success. Intrigued? Give our mortgage calculator a try!