Low interest, full value

Don’t need all the bells and whistles? You can secure Conexus’ lowest rate by choosing our Value Mortgage. This option provides the stability you might need at the start of your home ownership journey. If you want the lowest rate, no matter what, our Value Mortgage is the right choice for you.

All the benefits you need

bullet icon

Offers the lowest rate at Conexus 

bullet icon

Stability of fixed payments for the term length of your choice 

bullet icon

Pay up to 10% of the principal once per calendar year 

bullet icon

Increase payments by 10% once per calendar year 

bullet icon

Make payments weekly, bi-weekly, semi-monthly or monthly 

bullet icon

Some restrictions apply, see below for more information


Mortgage Terms

Posted Rate*

1 Year


2 Year


3 Year


4 Year


5 Year


Value Rate Mortgage terms & conditions

bullet icon

Not eligible for progress advance, rental properties, refinances, cash back, Home Plus Plans, re-advance, skip payment, or mobile homes

bullet icon

Construction mortgages are not available

bullet icon

Purchase Plus option that allows for two (2) advances to be completed within 180 days of original disbursement date

bullet icon

You can prepay up to 10% of your original mortgage amount annually. In addition, the scheduled payment amount (principal and interest) may be increased up to 10% once per calendar year. Prepayment privileges are non-cumulative.

Think this mortgage is right for you?

Getting the process started is just a click away!

Meet our Mobile Mortgage Specialists

They can meet you whenever and wherever is convenient for you.

Helpful Resources

Money Advice for Life

Fixed vs. Variable Rate Mortgage: what is right for you?

Money Advice for Life

Buying a second home: where do I start?

*Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed. Rates subject to change without notice. Applicable to Credit Union lending criteria. Some conditions apply.