It pays to move it!

Transfer your credit card balance and get a 3.9% interest rate for 6 months!

The benefits of “movin’ it” apply to more than just exercise. That’s because when you transfer your credit card balance to a Conexus Mastercard®, you’ll get the super-low rate of just 3.9% for six full months*. And, unlike other financial institutions, we don’t charge any transfer fees to make the move!

So, why is this good? It means you could save money on interest, simplify your finances, and pay down debt faster. Are you ready to move it? Our team of experts are here to help.

Get started today!

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Prefer to move it yourself?

If you plan to transfer a balance of $7,500 or less, you can request the transfer yourself, directly through your MyCardInfo account. Simply login to your MyCardInfo account, click Account Services, then select Balance Transfer and enter the required details.

Things to know:
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Balance transfers  take 3-5 business days to process. Once complete, cardholders will see the balance transfer on all applicable account statements.

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Members wishing to transfer a balance greater than $7,500 must contact their financial advisor or our Member Contact Centre.  

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To take advantage of our balance transfer offer, members must be active Conexus Mastercard holders. Click here to view all our available credit cards.

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Conexus Centra Gold Mastercard®

Shop with confidence knowing you’re covered with extended warranty and price protection. Our Conexus Centra Gold Mastercard combines the benefits and rewards you desire, with the low rate you’re looking for.

Redeem points for cash back or trips

Travel benefits and coverage up to $125,000*

Up to 48 days of coverage on rental vehicles*

And much more!

Have questions about how balance transfers work?

We can help!

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Give us a call

We can help guide you through the transfer process and answer any questions.

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Schedule an appointment

Prefer to meet in person? Book an appointment with one of our expert advisors today!

Terms and Conditions:

*The 3.9% Balance Transfer Offer is available from January 1 to December 31, 2024, on all Conexus credit card accounts, except the US Dollar card. The promotional 3.9% interest rate for Balance Transfers applies for 6 months from the date of transfer and will be applied automatically. This promotional offer does not apply to transfers between Collabria credit card accounts. At the expiration of the offer, any remaining balance(s) that was subject to the promotional interest rate under this offer will be subject to the Standard interest rate indicated below.

  • Cash Back Card, Travel Gold Card, World Mastercard ®, Business Platinum Mastercard, Business No Fee Cash Back - 19.90%

  • Centra Gold Card - 9.90%

  • Student Mastercard - 11.90%

  • Preferred Rate Business Card - 12.90%

To receive the promotional 3.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required. Multiple balance transfers are allowed within the promotional period if the transfer amount and fee does not exceed the cardholder’s credit limit. The maximum balance transfer that can be initiated through self-service channels is $7,500.
Balance transfers of amounts greater than $7,500 can be facilitated by visiting a branch, or by contacting Cardholder Services at 1.833.528.2273. If the amount of the balance transfer and fee exceeds the available credit on your credit card account at the time of processing, the transaction will not be completed: the maximum transfer is limited by the credit available on your credit card.
Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed. If the account goes delinquent within the 6-month promotional period, the promotional rate will be revoked, and any remaining balance(s) that was subject to the promotional interest rate under this offer will be subject to the regular cash advance interest rate indicated above. Please refer to your Cardholder Agreement for more information about Promotional Interest Rates and Balance Transfers. You can also access this agreement at This offer may be withdrawn or ended at any time without prior notice.
Balance Transfer Process: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in a branch, or by contacting Cardholder Services at 1.833.528.2273. The cardholder requires the destination biller/payee name as well as the account/card number associated with the account.
Exclusions: Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Conexus Mastercard. This promotional offer does not apply to transfers between Collabria accounts. To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the back. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card.
The Conexus Mastercard is issued by Collabria Financial Services Inc. in a joint partnership with Conexus Credit Union 2006 pursuant to a license from Mastercard International Incorporated. ® Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated. All other trademarks are the property of their respective owners.

*For details of the coverage, refer to the insurance certificate available online at Some conditions and restrictions apply. Insurance coverage is subject to change.