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Value Mortgage
What is it?
Our Value Mortgage is a simple option for people who are looking for the lowest rate available. While it offers savings, the Value Mortgage doesn’t come with any of the extra bells and whistles offered by some of our other mortgage options, such as skip-a-payment, etc. Predictability is where the Value Mortgage shines. Offering a fixed rate for one to five years, this option ensures you’ll know exactly what your payments will be each month.
Who is this for?
Our Value Mortgage is ideal for those who appreciate simplicity and predictability. If you’re not into extra frills and don’t love surprises, this mortgage may be right for you!
Speak to our advisors and lock your guaranteed rate in today for 120 days - no commitments required!
Why choose a Value Mortgage?
Consistent payments
Since this mortgage only offers fixed rate options, your mortgage payments will remain the same (even if rates change).
Pay off your mortgage sooner
While these mortgages don’t have any fancy extras, you can pay up to 10% of the principal and increase your payments by 10% each year.
Choose your plan
You can pick a payment plan that works for you. From monthly, semi-monthly, or bi-weekly options.
Description | Rate1 |
---|---|
05 Year Closed | 4.89% |
04 Year Closed | 5.39% |
03 Year Closed | 5.59% |
02 Year Closed | 6.24% |
01 Year Closed | 6.59% |
What you need to know
Locked rate: Once you’ve selected this mortgage, you can’t change it.
Minimal features: This mortgage is not eligible for rental properties or mobile homes, refinances, cash back programs, home renovation mortgage, construction mortgages, or skip payments.
Is this right for you?
✔ Right for you if you:
Like to keep things simple and easy
Want the lowest rate available
Want your payments to be consistent
May not be right for you if you:
Want options, such as skipping a payment, with your mortgage. If so, consider our Flex Feature Mortgage instead
Want to pay off your mortgage before the term ends
Meet our Mobile Mortgage Specialists
We know that life can get hectic. Finding time to meet about mortgage options during regular banking hours isn’t ideal for everyone. That’s why our Mobile Mortgage Specialists can come to you. Simply choose the time and place that’s most convenient, and we’ll be there! Our experienced specialists are found across Saskatchewan, and will give personalized mortgage advice, ensuring you know all your options and can make the decision that’s best for you.
What's your next move?
Buy my first home
Incentives, tax credits, and more
Buy my next home
Tips for your next move or investment
Have questions? That’s what we’re here for!
Give us a call
Have questions about which mortgage option is most suitable for you?
Connect with us
Want to learn more about mortgages? Book an appointment with one of our advisors.
Disclaimer
1Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed. Rates subject to change without notice. Applicable to Credit Union lending criteria. Some conditions apply.