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Mortgages that give you more


Your more matters to us, whether it’s more groceries, more date nights, more renovation, or more vacations… having a low mortgage rate means you can do more for less.

At Conexus, we have mortgage solutions it fit your life – whatever that may look like. Whether you’re a first-time homebuyer, an existing homeowner or just planning for your future home, we’re here to help.


4.89%

5-Year Value Mortgage

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Mortgage Switch Program

Switch your mortgage to Conexus with a minimum term of three years.

120-day rate guarantee

We guarantee an interest rate for up to 120 days from the date a mortgage application is started in our system.

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Difference between Flex and Value Mortgage

Flex Mortgage

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Customizable term, payment schedule, and more

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Pay up to 20% of your original mortgage amount annually

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Increase your payments up to 20% once per calendar year

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Skip a payment feature

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Learn more here

Value Mortgage

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Our lowest rate

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Pay up to 10% of the principal once per calendar year

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Increase your payments by 10% once per calendar year

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No skip a payment feature

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Learn more here

Rates that make cents


When choosing the right mortgage rate, there's a few things you'll need to consider:

  • Open or closed mortgage?

  • Fixed or variable?

  • Prepayment options?

Don’t worry, you don’t need to figure this out alone. Our employees are here to help and will provide you personalized advice, guidance, and answer all of your questions to ensure you get the right mortgage for you.

Learn more about other mortgage options here.

Description

Rate*

01 Year Closed

6.54%

02 Year Closed

6.14%

03 Year Closed

5.29%

04 Year Closed

5.09%

05 Year Closed

4.89%

Description

Rate*

06 Month Closed

6.69%

01 Year Closed

6.89%

02 Year Closed

6.49%

03 Year Closed

5.64%

04 Year Closed

5.44%

05 Year Closed

5.24%

Description

Rate*

01 Year Variable

6.49%

02 Year Variable

6.49%

03 Year Variable

6.49%

04 Year Variable

6.49%

05 Year Variable

6.49%

Find out how much you can afford

Mortgage affordability calculator →

See how much you can borrow to buy a home based on your income, debt, and living expenses.

Mortgage payment calculator →

Calculator your payment or mortgage amount and see how extra payments can reduce your interest.

Budget calculator →

Insert your monthly income, expenses and savings and get a clear picture of where you are financially.

Ready to apply?

Book an appointment to speak with one of our financial advisors today, by:

  1. Calling us at 1-800-667-7477

  2. Visiting us in branch

  3. Completing the Book a Mortgage Appointment Form at the link below

Book a mortgage appointment

Gain MORE knowledge on all things mortgages

Money Advice for Life

Expenses of homeownership

Learn more

Money Advice for Life

Fixed vs. Variable: picking a mortgage that's right for you

Learn more

Terms & Conditions

*Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed. Rates subject to change without notice. Applicable to Credit Union lending criteria. Some conditions apply.