Digital banking will be unavailable on Sunday April 28 from 6:00am to 8:00am for scheduled maintenance. We apologize for the inconvenience.
Explore your many options
Flex Feature
Designed specifically for those who value choice and flexibility over the best possible rate.
✔ Choose between variable or fixed rates
✔ Choose between open and closed terms
✔ Chose the repayment schedule that works best for you
✔ Has extra features like the ability for extra payments or skip-a-payment
Great for: Since a Flex Feature Mortgage gives you options when it comes to rates, term lengths, and repayment schedules, it’s ideal for those who enjoy calling the shots.
Value Mortgage
If you prefer savings to bells and whistles, this mortgage option may be right for you.
✔ Offers our lowest available mortgage rate
✔ Predictable fixed rate payments
✔ Chose the repayment schedule that works best for you
Great for: This option is for the value-driven types who prefer savings and stability over flexibility and extra features.
Construction Mortgage
For members building a new home with the help of a professional builder or contractor.
✔ Low down payment of just 5%
✔ Phased funding
✔ Flexible rate options
Great for: Our Construction Mortgage is ideal for members who are building a new home with the help of a professional home building company or contractor and require financing to cover the costs.
Self-builder
The perfect mortgage option for members who plan to build their own home.
✔ Flexible financing options
✔ Phased funding
✔ Require a minimum of 35% down
Great for: This mortgage option is best for those who already own land and are interested in building or project managing their own home build.
Home Renovation
Access funds to both purchase and renovate a home, all rolled into one convenient borrowing option.
✔ Consolidated loan repayment
✔ Increase the value of your new property
✔ Available on Value and Flex Feature Mortgages
Great for: Ideal for those wishing to buy a residential home and complete renovations or upgrades immediately upon taking possession of the property
Home Equity
Borrow up to 80% of your home’s current value with our Home Plus Plan.
✔ 65% can be used as a revolving line of credit
✔ May be taken as a term loan
✔ Increase the value of your home
Great for: Since lending values for the Home Plus Plan are based on the amount of equity you have in your home, this plan is best for those who have already established substantial equity.
Meet our Mobile Mortgage Specialists
With so many options to choose from, knowing what mortgage product is best can feel a little overwhelming. Thankfully, our mobile mortgage specialists are here (or there) to help. Our experienced specialists will give personalized mortgage advice, ensuring that you know all your options and can make the decision that’s best for you. Simply choose the time and place that’s most convenient, and we’ll be there!
Mortgage affordability calculator →
See how much you can borrow to buy a home based on your income, debt, and living expenses.
Calculator your payment or mortgage amount and see how extra payments can reduce your interest.
Insert your monthly income, expenses and savings and get a clear picture of where you are financially.
Have questions? That’s what we’re here for!
Give us a call
Have questions about which mortgage option is most suitable for you?
Connect with us
Want to learn more about mortgages? Book an appointment with one of our advisors.