Farming comes with a lot of day‑to‑day costs. The Low Rate Business Mastercard is built to help you manage those expenses with a simple, low interest rate. It’s a practical card for farms and ag businesses that may carry a balance from month to month and want to keep borrowing costs down. 

Use it for fuel, parts, crop inputs, or repairs — and feel confident knowing you have a competitive rate supporting your cash flow.


Why choose the Low Rate Business Mastercard?

This card is designed for producers and ag‑based businesses who value stability and low interest more than rewards.

With the Low Rate Business Mastercard, you can:

  • Keep interest costs lower if you carry a balance

  • Use one card for farm and business purchases

  • Keep personal and farm expenses separate and easier to track

  • Add employee cards to manage spending across your operation

It’s a straightforward, no‑nonsense card that fits how many farms and ag businesses operate every day. Talk to one of our business advisors to apply.

What you need to know

13.99%
Interest Rate
$25
Annual Fee

Additional card: $5

Too much stuff to carry around?

Your Business Mastercard is compatible with:

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Apple Pay

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Samsung Pay

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Google Pay

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Click to Pay

Purchase protection1 and extended warranty1

Shop with confidence, knowing you’re protected

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Purchase protection provides coverage for the first 90 days, in the event the eligible items are stolen or damaged.

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Extended warranty provides double the manufacturer’s warranty for up to an additional 12 months.

Mastercard Global Services

Your Conexus Mastercard has a wide range of built-in benefits:

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Zero liability – you’re only responsible for purchases you’ve authorized on your Mastercard account.

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Mastercard Global Services

Lost/stolen card reporting

Emergency card replacement services

Emergency cash advance

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3D Secure – an extra layer of protection for online shopping. Registration is not required.

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Mastercard contactless – checkout faster. Tap your Mastercard in front of a secure reader and be on your way. No need to swipe or sign.

Auto Rental Discounts

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Enjoy up to 25% off and a range of additional benefits when you use your credit card to rent a car at Hertz, Thrifty, and Dollar.

Fraud protection

Fraud specialists monitor your account 24/7. Should we notice anything unusual, we will contact you immediately to determine if there are unauthorized actions associated with your account. Sign up for text alerts to get real-time notifications directly to your mobile device.

Think this card is right for you? Need more information?

If you’re curious about our credit cards please contact a financial advisor.

Helpful Resources

Mastercard Log in

Set up autopay, fraud alerts, and more with your one-stop Mastercard® shop! For consolidated pay type card accounts, select MyCardInfo. Individual pay type card accounts, select CardWise.

Flex Rewards Headquarters

Redeem your points for rewards!

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.