What is a Business Chequing account?
Every business is unique — and so are your day-to-day banking needs. Our Business Chequing accounts make managing cash flow simple, predictable and built for how you work. Whether you're just getting started or growing quickly, we have options that fit.
Built for the way your business works.
Pay only for what you use.
Choose a chequing plan based on your typical transaction volume, with options designed to fit your business.
Free deposits, always.
Every plan includes free deposits, plus free online and mobile banking to help you manage your business wherever you are.
More ways to manage your business.
Business cheques, line of credit access and paper or electronic statements are available to help keep your business running smoothly.
Find the right account for your business.
Choose from business chequing accounts based on your typical monthly transactions volume, so you can select a plan that fits how your business operates. Every plan includes free deposits, online and mobile banking, with business cheques, a line of credit and paper or electronic statements available.
Transactions are considered bill payments, transfers, cheque clearing, point-of-sale payments, etc.
Review the options below to find the monthly transaction volume and fee that best fits your business.
| Transactions per month | Cost per month |
|---|---|
| 30 | $25 |
| 60 | $45 |
| Unlimited | $85 |
* Existing Business 120 or Business 240 members: Your account will transition to the Business Unlimited Account. Learn more about these upcoming changes here.
Need more transactions?
If your business has a higher transaction volume, our Business Unlimited Account may be a better fit. For a monthly fee of $85, you get unlimited transactions and free Interac® e-Transfers, giving you predictable banking costs and flexibility as your business grows.
Looking for a simple account for minimal transactions?
Our Business Basics Account could be the right fit. Enjoy free deposits and pay only for the transactions you make. If you make at least one transaction in a month, you'll be charged a $5 monthly fee plus the cost per transaction. No transactions that month? No monthly fee.
Upcoming Business Account Changes Effective November 1, 2026
We’re making changes to some business accounts and transaction fees effective November 1, 2026. These changes include:
- Changes for members with Business 120 and Business 240 Accounts
- Updates to certain transaction overage fees
Learn more about these upcoming changes here.
Additional transaction and service fees may apply for other account features. See our full Business Transaction & Service Fees page for details.
More ways to support your business banking.
Common questions.
Here’s what people ask us the most.
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The right account depends on how many transactions your business typically makes each month. Our plans are designed around different transaction volumes, so you can choose an option that fits your needs.
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Transactions can include bill payments, transfers, cheque clearing and point-of-sale payments. Deposits are free and don’t count toward your monthly transaction limit.
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Yes. Business cheques are available with all Business Chequing plans.
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Business Basics may be a good option if you have minimal monthly transactions. If you make at least one transaction in a month, you’ll pay a $5 monthly fee plus the cost of each transaction. If you make no transactions, there’s no monthly fee.
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If your business needs change, talk to a Conexus Advisor about whether another account option may better fit your transaction volume.
Still have questions? We're here for you.
Our Business Advisors offer personalized guidance to help you find the right account and banking solutions for your business. Book an appointment to get started today.
