What is an Agriculture Savings account?
Running a farm or agri‑business comes with ups and downs. A savings account from Conexus helps you set money aside when times are good, so you’re ready for repairs, inputs, taxes or the next opportunity.
When you keep your farm savings in a dedicated agriculture savings account, it’s easier to:
- Separate your farm and personal money
- Build a cash cushion for slow seasons or emergencies
- Plan ahead for big purchases or expansion
- Stay organized at tax time
Features
Separate farm and personal money
Keep dedicated ag savings apart from your personal finances.
When you keep your farm savings in a dedicated Agriculture Savings account, it’s easier to separate your farm and personal money, stay organized at tax time and produce clearer financial reporting for your operation.
Build a cash cushion
Ready funds for slow seasons, emergencies or the next opportunity.
Build a cash cushion for slow seasons or emergencies and plan ahead for big purchases or expansion — all while earning interest on every dollar you set aside.
AgriInvest eligible
A government-supported program with matching contributions.
Your AgriInvest account is a government-supported savings program designed to help you manage small income declines or make investments to reduce on-farm risks. Make annual deposits and receive matching government contributions up to a specified limit.
How a savings account works.
A savings account is designed to support the unique cash flow cycles of farming. Here’s how it works:
- Deposit as you earn — add funds after harvest, during strong market cycles or when you need to set aside money for upcoming expenses
- Grow your balance with interest, helping you build financial stability for future investments or unpredictable seasons
- Use it when you need it — access your money any time for equipment maintenance, input costs, emergency repairs or to smooth out low-income periods
- Keep business and personal finances separate to streamline bookkeeping and support clearer financial reporting
- Plan for the long term, whether preparing for expansion, tax time or strengthening your operation’s financial resilience
AgriInvest account
A government‑supported savings program designed to help you manage small income declines or make investments to reduce on‑farm risks. Your AgriInvest account allows you to make annual deposits and receive matching government contributions up to a specified limit. Use it for:
- Managing the impact of fluctuating farm income
- Improving productivity or making risk‑management investments
- Long term savings option for future operational planning
Agriculture savings
Your everyday savings tool for cash flow planning, seasonal expenses, and long‑term investment in your operation. Whether you’re preparing for taxes, planning for expansion or setting aside funds during high‑income months this account helps you stay ready for what comes next. Use it for:
- Seasonal expenses, emergency repairs or operational upgrades
- Tax planning
- Building long‑term financial resilience
Agriculture Saving account rates.
Tiered rates that grow with your balance - the more you set aside, the more you earn.
Savings rates
Description
$0 - $5,000
$5,000.01 - $25,000
$25,000.01 - $60,000
$60,000.01 - $100,000
Over $100,000
AgriInvest rates
Description
Agri Invest $0.00 - $1,000.00
Agri Invest $1,000.01 - $3,000.00
Agri Invest $3,000.01 - $5,000.00
Agri Invest $5,000.01 - $10,000.00
Agri Invest Over $10,000.00
Strengthen your financial foundation.
Common questions
Here’s what people ask us the most.
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It can help you set aside funds for upcoming expenses, manage seasonal cash flow or build a financial cushion for unexpected costs and opportunities.
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Yes. Agriculture businesses often experience significant changes in cash flow throughout the year. A savings account can help you set funds aside during stronger periods and access them when expenses increase.
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Yes. Eligible deposits at Conexus — including AgriInvest and agriculture savings balances — are protected 100% by the Credit Union Deposit Guarantee Corporation (CUDGC).
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Interest may be paid on eligible balances. The applicable rate and account terms can vary, so check with Conexus for current details.
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Connect with a Conexus Ag Advisor to discuss your operation and account needs. They can help you choose the right account and explain the requirements to open it.
Let's start the conversation.
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