Business services

What are Customer Automated Fund Transfers (CAFT)?

Customer Automated Fund Transfers (CAFT) is a secure, web-based platform that simplifies how your business sends and receives payments. Whether you’re managing payroll, paying vendors or collecting from customers, CAFT helps you automate the process, saving time, reducing errors and improving cash flow.

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Benefits of CAFT.

Automate outgoing and incoming payments, including payroll, vendor payments and customer collections. 

No need to change your systems – just streamline them.

Supported by Conexus with local training, onboarding and ongoing guidance.

Compatible with most accounting software, allowing you to upload files and enter payments manually. 

Built-in audit trails, user permissions and real-time notifications for full control and visibility.

What you can manage:

CAFT helps you manage a wide range of payment activities including:

  • Payroll deposits for employees 
  • Vendor and supplier payments 
  • Collect payments for loans, mortgages, condo fees, donations, membership fees, utility bills, property taxes and more 
  • Customer pre-authorized debits (PADs) 
  • Government remittances 
  • Reoccurring and one-time transfer fees 
  • Internal transfers between business accounts

Who it's for:

  • Small to mid-sized businesses looking to streamline recurring payments 
  • Organizations with payroll and vendor obligations that want to reduce manual processing 
  • Finance teams looking for better control, visibility and efficiency in their payment workflows 
  • Businesses using accounting software and want a seamless integration without changing systems
FAQs

Common questions.

Here's what people ask us the most.

CAFT can be used for payroll deposits, vendor and supplier payments, customer collections, pre-authorized debits, government remittances, transfer fees and transfers between business accounts.

CAFT can be a good fit for small and mid-sized businesses, organizations with regular payroll or vendor payments and finance teams looking to reduce manual payment processing and improve visibility.

Yes. CAFT is compatible with most accounting software, allowing you to upload payment files and streamline your existing payment processes.

Yes. CAFT can automate payroll deposits to employees, helping reduce manual processing and make recurring payments easier to manage.

CAFT is a secure, web-based platform with built-in controls such as user permissions, audit trails and real-time notifications to help businesses manage payment activity with greater confidence.

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