Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Accounts
No-Fee Chequing
Your everyday banking made easy
Day-to-day banking doesn’t need to be complicated – it needs to meet your needs and it needs to be simple.
We have No-Fee Chequing accounts available to members that are perfect for everyday banking. It can save you over $100 per year in banking fees. Why pay bank fees to access your money?
No-Fee Chequing account
Unlimited deposits, withdrawals, transfers and bill payments
Unlimited incoming Interac e-Transfer®
30 free outgoing Interac e-Transfers monthly
No minimum balance
Avoid paying unnecessary fees
What you need to open an account
Opening a new account begins with confirming your identity. This process must be done in person and an appointment is needed. To confirm your identity you will need to bring the following with you: a valid government issued photo ID and your Social Insurance Number (SIN). Accepted photo ID’s include:
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If the individual does not have a government-issued ID, an acceptable original document1 of two of the following could be your original birth certificate, marriage certificate, or refugee program.
Youth account
Opening an account for 18 and under
Under 12 will require parent or guardian identification
Age 12-15 requires one piece of photo ID of the child and the guardian
Age 16-18 requires one photo ID of the youth
Shared or dual account
Opening a shared or dual account
Both members will need to be present to sign off on the change in branch
All account holders must sign to change the operation or ownership of the account
Ensure you understand the implications of joint ownership, including how funds will be managed in the event of death or changes to the account
Please note, all accounts are subject to a credit check2 and a $5.00 membership fee.

Thinking about making your savings add up to the next big thing?
Let one of our financial advisors set you up.
Helpful Resources
Check out these helpful articles
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Terms and conditions
1 Document must be the original paper or electronic document, it cannot be a photocopy, a fax, or digitally scanned. It must be valid and unaltered. If any information has been combined from more than one source, it is not acceptable, and current. If there is no expiry date, it must be a recent version of the document.
2 If you decline a credit check for a chequing account there will be restrictions.