Credit cards.

Conexus World Mastercard®.

Whether you’re stocking up on groceries3, dining out4 or planning your next adventure, earn rewards2 and enjoy benefits that fit the way you spend.

Interest rate: 20.99%1 | Annual fee: $120 | Additional card: $50

Eligibility requirements: Minimum $50,000 personal or $80,000 household income.

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A black and silver Conexus Credit Union personal credit card in a grey background.

For every $1 spent.

3 points
For grocery³.
2 points
For dining and entertainment⁴.
1 point
For all other purchases¹.

Features.

World travel perks.

Access 800+ airport lounges worldwide, car rental discounts and exclusive Mastercard® experiences.*

Enjoy premium World Elite® benefits, including: 

  • Priceless cities®: access to unique offers and experiences at restaurants, events, shopping, sporting events and more around the world.**  
  • Exclusive experiences and offers: enjoy preferred access to upgrades, reservations, retail offers, and special events***. 
  • Mastercard® Travel Pass by DragonPass*: access to 800+ lounges worldwide by presenting your Conexus Cash Back World Elite® Mastercard at participating lounges. 
  • Enjoy up to 25% of and additional benefits when you use your Conexus Mastercard® to rent a car at Hertz, Thrifty and Dollar.†† 

Comprehensive travel insurance.

Travel with coverage for the moments you don’t expect.

Charge your eligible travel to your Conexus Cash Back World Elite® Mastercard and receive:

  • Emergency health care coverage3
  • Lost or delayed baggage3
  • 24/7 travel assistance3
  • Auto rental and collision loss insurance2

Purchase and warranty protection.

Shop with confidence, knowing you’re protected.

  • Purchase protection provides coverage for the first 90 days, in the event the eligible items are stolen or damaged2.
  • Extended warranty provides double the manufacturer’s warranty for up to an additional 12 months2.
  • Protect your eligible mobile device with replace and repair for up to $1,000 (with depreciation) in the event your cell phone or tablet is lost, stolen, accidently damaged or suffer mechanical breakdown.2.

Mastercard® Global Services.

Built-in benefits and security features to help protect you and your purchases.

Your Conexus Mastercard® includes benefits designed to make your card easier and safer to use: 

• Zero Liability: You’re only responsible for purchases you’ve authorized.8 

• Mastercard® Global Services: Get help with lost or stolen cards, emergency card replacement and emergency cash advances.^^ 

• 3D Secure: Added protection when shopping online.^^ 

• Mastercard® contactless: Tap to pay quickly and securely at participating merchants.^^ 

Flex Rewards.

Redeem points your way with cash back, travel, merchandise and more.

Use your points for rewards that fit your lifestyle:

  • Cash back: apply your points as a credit on your credit card or deposit them into your chequing or savings account.*
  • Choose from merchandise, gift cards, travel, event tickets, charitable donations and unique experiences.*

Digital wallet ready.

Leave your wallet behind and pay securely with your Mastercard.

Your card is compatible with:

  • Apple Pay
  • Samsung Pay®
  • Google Pay™
  • Click to Pay
Your security matters

24/7 fraud protection.

Fraud specialists monitor your account 24/7. Should we notice anything unusual, we will contact you immediately to determine if there are unauthorized actions associated with your account. Sign up for alerts to get real-time notifications directly to your mobile device.

Learn more
FAQ.

Common questions.

Here's what people ask us the most.

The Conexus World Mastercard® is a rewards credit card that lets you earn Flex Rewards points on everyday purchases while enjoying travel benefits and exclusive Mastercard® experiences. Earn 3 points per $1 on groceries3, 2 points per $1 on dining and entertainment4, and 1 point per $1 on all other purchases2. The card also includes benefits like travel insurance, airport lounge access and auto rental discounts.

The Conexus World Mastercard® has a $120 annual fee and a 20.99% interest rate. Additional cards are available for $50 each. 

You’ll earn Flex Rewards points every time you use your card:

  • 3 points per $1 on eligible grocery purchases3
  • 2 points per $1 on eligible dining and entertainment purchases4
  • 1 point per $1 on all other purchases2

Points can be redeemed for options including cash back, travel, merchandise, gift cards, event tickets, charitable donations and experiences^.

The World Mastercard® includes travel benefits such as emergency health care coverage5, trip cancellation and interruption insurance5, lost or delayed baggage coverage5, 24/7 travel assistance5 and auto rental collision/loss damage insurance7 when eligible requirements are met.

Yes. Eligibility requirements include a minimum personal income of $50,000 annually or a household income of $80,000 annually. Applications are subject to approval. 

Everything you need to manage your Mastercard®.

Quick access to the tools and resources, from logging in to your account to exploring Flex Rewards and cardholder support.

CardWise login

Log in to manage your account, make payments and view statements online through CardWise.

Redeem rewards

Discover how to cash your Flex Rewards points into cash back, travel, merchandise and more.
Have questions?

Not sure which card is right for you?

Our advisors can help you find the Mastercard® that fits your spending habits, financial goals and lifestyle. Book an appointment today — no pressure, just honest advice. 

Book appointment

*Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/mastercard-benefits/mastercard-exclusive-benefits/default.aspx for more details. 

**Terms & conditions apply. Visit https://www.priceless.com/ for more details.

†Terms & conditions apply. Visit https://mastercardtravelpass.dragonpass.com/ for more details.

††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/hertz.aspx for more details.

^Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

^^Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/fraud-protections.aspx for more details.

1 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.

2 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

3 If annual GROCERY purchase volume on a World Mastercard exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

4 If annual combined ENTERTAINMENT and DINING purchase volume on a World Mastercard exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

5 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

7 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

8 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

TM Google and the Google Pay logo are trademarks of Google LLC.

® Mastercard, World Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. 

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.