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  3. Conexus World Mastercard®

The world is waiting for you.

This card gives our members exclusive access to several unique benefits and offers* around the world and online.

What you need to know

20.99%
Interest Rate1
$120
Annual Fee

Additional card: $50

Collect Flex Rewards points for every $1 spent2

  • 3 points per $1 spent on Groceries3, 2 points per $1 spent on Dining and Entertainment4 and 1 point per $1 spent on all other purchases2


Eligibility requirements: $50,000 annual personal income or $80,000 household income

Exclusive benefits*

Benefits and rewards, wherever your travels take you

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Priceless Cities®

Priceless experiences in the cities you love around the world

Gain access to unique offers, restaurants, shopping, sporting events and more**

Learn more

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Experiences & offers 

Enjoy preferred access to an array of valuable offers, upgrades and experiences such as reservations at sought-after restaurants, offers from upscale retailers and tickets to sold-out events*.

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Mastercard® Airport Experiences provided by DragonPass

Access to 800+ lounges around the world - simply present your Conexus World® Mastercard at the door†.

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Auto Rental Discounts

Enjoy up to 25% off and a range of additional benefits when you use your credit card to rent a car at Hertz, Thrifty, and Dollar††.

Travel benefits

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Emergency Health Care Coverage5

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Trip Cancellation & Trip Interruption Insurance5

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Lost or delayed baggage coverage5 

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24/7 travel assistance5

Flex Rewards

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Redeem points 

As a cash back credit6 on your World Mastercard

For our extensive inventory of merchandise and gift cards, travel, event tickets, charitable donations and adventures!^

Purchase protection and extended warranty7

​​Shop with confidence, knowing you’re protected

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Purchase protection provides coverage for the first 90 days, in the event the eligible items are stolen or damaged7

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Extended warranty provides double the manufacturer’s warranty for up to an additional 12 months7

Auto rental collision/loss insurance7

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Protection from more than just interest - when charging the full cost of your car rental to your card, you’re covered for up to 48 days if your rental car is damaged or stolen7.

Mastercard® Global Services

Your Conexus Mastercard® has a wide range of built-in benefits:

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Zero liability8 – you’re only responsible for purchases you’ve authorized

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Mastercard Global Services^^

Lost/stolen card reporting

Emergency card replacement services

Emergency cash advance

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3D Secure – an extra layer of protection for online shopping (registration is not required)^^.

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Mastercard contactless – checkout faster by tapping your Mastercard in front of a secure reader and be on your way with no need to swipe or sign^^.

Too much stuff to carry around?

Your new World Mastercard is compatible with:

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Apple Pay

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Samsung Pay®

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Google PayTM

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Click to Pay

Fraud protection

Fraud specialists monitor your account 24/7. Should we notice anything unusual, we will contact you immediately to determine if there are unauthorized actions associated with your account. Sign up for text alerts to get real-time notifications directly to your mobile device.

Learn more

Tips for using your Conexus Mastercard

  • Create and stick to a budget. Create a budget with all of your monthly expenses helping you map how much you have to spend, and how much debt you can afford to take on and repay. 

  • Pay off your balance every month. Paying your balance in full earns the most points on your credit score -  you avoid paying interest and the reward points can be used to increase your savings.

  • Build and maintain a healthy credit score. A large part of your credit score depends on timing, so always make payments on time - setting up automatic payments, or electronic reminders will help a lot.

Think this card is right for you? Need more information?

If you’re curious about our credit cards please contact a financial advisor.

Reach out to us

Helpful Resources

CardWise Log in

Set up autopay, fraud alerts, and more with CardWise

CardWise

Flex Rewards Headquarters

Redeem your points for rewards!2

Explore

*Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/mastercard-benefits/mastercard-exclusive-benefits/default.aspx for more details. 

**Terms & conditions apply. Visit https://www.priceless.com/ for more details.

†Terms & conditions apply. Visit https://mastercardtravelpass.dragonpass.com/ for more details.

††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/hertz.aspx for more details.

^Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

^^Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/fraud-protections.aspx for more details.

1 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.

2 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

3 If annual GROCERY purchase volume on a World Mastercard exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

4 If annual combined ENTERTAINMENT and DINING purchase volume on a World Mastercard exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

5 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

6 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.

7 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

8 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
1. You have used reasonable care in protecting your card from loss or theft; and
2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.
TM Google and the Google Pay logo are trademarks of Google LLC.
® Mastercard, World Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.