When it comes to mortgage products, your options are as varied as the homes they’re designed to finance. Whether you’re looking to finance a new build or purchase used, whether you want to secure funds for renovations or simply find the lowest rates, we’ve got the products and solutions that can help.

Explore your many options

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Flex Feature

Designed specifically for those who value choice and flexibility over the best possible rate.

Choose between variable or fixed rates 

Choose between open and closed terms 

Chose the repayment schedule that works best for you

Has extra features like the ability for extra payments or skip-a-payment

Great for: Since a Flex Feature Mortgage gives you options when it comes to rates, term lengths, and repayment schedules, it’s ideal for those who enjoy calling the shots.

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Value Mortgage

If you prefer savings to bells and whistles, this mortgage option may be right for you.

Offers our lowest available mortgage rate  

Predictable fixed rate payments

Chose the repayment schedule that works best for you

Great for: This option is for the value-driven types who prefer savings and stability over flexibility and extra features.

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Construction Mortgage

For members building a new home with the help of a professional builder or contractor.

Low down payment of just 5% 

 Phased funding

Flexible rate options

Great for: Our Construction Mortgage is ideal for members who are building a new home with the help of a professional home building company or contractor and require financing to cover the costs.

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The perfect mortgage option for members who plan to build their own home.

Flexible financing options

Phased funding

Require a minimum of 35% down

Great for: This mortgage option is best for those who already own land and are interested in building or project managing their own home build.

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Home Renovation

Access funds to both purchase and renovate a home, all rolled into one convenient borrowing option.

Consolidated loan repayment

Increase the value of your new property 

Available on Value and Flex Feature Mortgages

Great for: Ideal for those wishing to buy a residential home and complete renovations or upgrades immediately upon taking possession of the property

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Home Equity

Borrow up to 80% of your home’s current value with our Home Plus Plan.

65% can be used as a revolving line of credit

May be taken as a term loan

Increase the value of your home

Great for: Since lending values for the Home Plus Plan are based on the amount of equity you have in your home, this plan is best for those who have already established substantial equity.

Not with Conexus? Transfer today!

Transferring your mortgage to Conexus signals a new and promising chapter in your homeownership journey. Whether you're seeking better features, a competitive interest rate, or simply exploring new opportunities, we’ll make transferring to Conexus a smooth transition. Our team will be here to help guide you through the process of moving your mortgage to Conexus and our Mortgage Switch Program can help cover up to $1,250* of any applicable transfer fees.

Meet our Mobile Mortgage Specialists

With so many options to choose from, knowing what mortgage product is best can feel a little overwhelming. Thankfully, our mobile mortgage specialists are here (or there) to help. Our experienced specialists will give personalized mortgage advice, ensuring that you know all your options and can make the decision that’s best for you. Simply choose the time and place that’s most convenient, and we’ll be there!

Find out how much you can afford

Mortgage affordability calculator →

See how much you can borrow to buy a home based on your income, debt, and living expenses.

Mortgage payment calculator →

Calculator your payment or mortgage amount and see how extra payments can reduce your interest.

Budget calculator →

Insert your monthly income, expenses and savings and get a clear picture of where you are financially.

Have questions? That’s what we’re here for!

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Give us a call

Have questions about which mortgage option is most suitable for you?

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Connect with us

Want to learn more about mortgages? Book an appointment with one of our advisors.


*Terms & conditions apply