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  3. Conexus Cash Back World Elite® Mastercard

Everyday rewards that move you.

Rewards are waiting with a card that fits your lifestyle. With your Cash Back World Elite® Mastercard, earning rewards is as simple and flexible as redeeming them. Apply today and start earning on everyday purchases1.

With the Cash Back World Elite® Mastercard, you have perks that fit the way you live your life - from purchase protection2, to coverage for your mobile device2, to those days you want to live it up a little with your World Elite® Mastercard Exclusive Benefits†!

What you need to know

20.99%
Interest Rate6
$120
Annual Fee

Additional card: $50

Collect Flex Rewards point for every $1 spent1

  • 4 points for every $1 spent on Grocery and SustainableTransit4

  • 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining5

  • 1 point for every $1 spent on all other purchases1


Eligibility requirements: $80,000 annual personal income or $150,000 household income

Exclusive benefits 

Benefits and rewards, wherever your travels take you

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Priceless Cities®

Priceless experiences in the cities you love around the world

Gain access to unique offers, restaurants, shopping, sporting events and more**

Learn more

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Experiences & offers

Enjoy preferred access to an array of valuable offers, upgrades and experiences such as reservations at sought-after restaurants, offers from upscale retailers and tickets to sold-out events***.

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Mastercard® Travel Pass by DragonPass*

Access to 800+ lounges around the world - simply present your Conexus Cash Back World Elite® Mastercard at the door

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Auto Rental Discounts

Enjoy up to 25% off and a range of additional benefits when you use your credit card to rent a car at Hertz, Thrifty, and Dollar††.

Travel benefits

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Emergency Health Care Coverage3

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Auto rental/collision loss insurance

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Lost or delayed baggage coverage3

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24/7 travel assistance3

Flex Rewards

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Redeem points

As a cash back credit7 on your World Elite Mastercard, or deposited as a credit into your chequing or savings account

From our extensive inventory of merchandise and gift cards, travel, event tickets, charitable donations and adventures^!

Purchase protection and extended warranty2

Shop with confidence, knowing you’re protected

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Purchase protection provides coverage for the first 90 days, in the event the eligible items are stolen or damaged2

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Extended warranty provides double the manufacturer’s warranty for up to an additional 12 months2

Mastercard® Global Services

Your Conexus Mastercard® has a wide range of built-in benefits

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Zero liability – you’re only responsible for purchases you’ve authorized8.

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Mastercard Global Services^^

Lost/stolen card reporting

Emergency card replacement services

Emergency cash advance

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3D Secure – an extra layer of protection for online shopping (registration is not required)^^

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Mastercard contactless – checkout faster by tapping your Mastercard in front of a secure reader and be on your way with no need to swipe or sign^^

Too much stuff to carry around?

Your new Conexus Cash Back World Elite® Mastercard is compatible with:

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Apple Pay

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Samsung Pay®

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Google PayTM

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Click to Pay

Fraud protection

Fraud specialists monitor your account 24/7. Should we notice anything unusual, we will contact you immediately to determine if there are unauthorized actions associated with your account. Sign up for text alerts to get real-time notifications directly to your mobile device.

Learn more

Tips for using your Conexus Mastercard

  • Create and stick to a budget. Create a budget with all of your monthly expenses helping you map how much you have to spend, and how much debt you can afford to take on and repay.

  • Pay off your balance every month. Paying your balance in full earns the most points on your credit score and you avoid paying interest and the reward points can be used to increase your savings.

  • Build and maintain a healthy credit score. A large part of your credit score depends on timing, so always make payments on time - setting up automatic payments, or electronic reminders will help a lot.

Need more information?

If you’re curious about our credit cards please contact a financial advisor.

Reach out to us

Helpful Resources

CardWise Log in

Set up autopay, fraud alerts, and more with CardWise

CardWise

Flex Rewards Headquarters

Redeem your points for rewards!1

Explore

†Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/mastercard-benefits/mastercard-exclusive-benefits/default.aspx for more details.

**Terms & conditions apply. Visit https://www.priceless.com/ for more details. 

***Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/mastercard-benefits/mastercard-exclusive-benefits/default.aspx for more details.

*Terms & conditions apply. Visit https://mastercardtravelpass.dragonpass.com/ for more details.

††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/hertz.aspx for more details.

^Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

^^Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/fraud-protections.aspx for more details.

1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

3 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change

6 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement. 

7 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.

8 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if: 
1. You have used reasonable care in protecting your card from loss or theft; and
2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

TM Google and the Google Pay logo are trademarks of Google LLC.

® Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.