Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Mortgages
Switching your mortgage
Switching your mortgage to Conexus signals a new and promising chapter in your homeownership story. Whether you're seeking better features, a competitive interest rate, or simply exploring new opportunities, our step-by-step guide provides a smooth transition. As you consider switching your mortgage, be assured that our team will be here to help guide you through the process. Plus, our Mortgage Switch Program can help cover up to $1,2501 of any applicable fees.
Your step-by-step guide to switching your mortgage
The step-by-step guide below is a comprehensive guide tailored to support you at every stage of your homeownership journey - from research to renewing. While some may prefer a hands-on approach, remember that we're here for you every step of the way. Feel free to dive into the process independently, but don't hesitate to reach out to us whenever you need guidance.
Step 1
Assess your mortgage needs
Think about your current mortgage and consider what features you like and what features you feel are missing. Are you looking for a better interest rate or a more convenient payment schedule? Make notes as you create your mortgage wish list.
Step 2
Contact us
Book an appointment with one of our Mobile Mortgage Specialists or Financial advisors to talk through the different mortgage products we offer, as well as the available interest rates.
Share your mortgage wish list, as well as any information about your current mortgage.
Choose the mortgage product that’s right for you and start the application process.
Step 3
Start the switch
Plan for any fees that may be associated with switching your mortgage. Check out our Mortgage Switch Program offer below.
To finish switching your mortgage to Conexus, work with your Mobile Mortgage Specialist or Financial advisor to finalize your mortgage contract, including choosing a payment schedule.

Mortgage Switch Program
Switch your mortgage to Conexus and we’ll cover up to $1,250* of applicable fees.
When is the best time to switch my mortgage?
The best time to look into switching your mortgage is typically three to four months before the end of your current mortgage term. Starting the process early allows you the time needed to consider your options, negotiate terms, and prepare for the switch. While you can technically switch your mortgage at any time throughout your term, doing so may result in fees associated with land title changes, etc. This is why we recommend planning ahead by talking with one of our Mobile Mortgage Specialists or Financial Advisor

Meet our Mobile Mortgage Specialists
As a first-time homebuyer, we understand the importance of flexibility. Our Mobile Mortgage Specialists bring the branch to you, accommodating your schedule and providing personalized service, ensuring you can easily navigate the journey to your first home without any unnecessary stress.
Tools & Resources
Calculator
Calculate your payment or mortgage amount.
Money Advice for Life
Expenses of home ownership
Have questions? That’s what we’re here for!

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Have questions about which mortgage option is most suitable for you?
Disclaimer
1Terms and conditions apply.
