What is a Vehicle Loan?
Whether you’re looking to buy a new or used car, RV or even a boat, Conexus provides loans with competitive interest rates, fewer fees and personalized service to suit your needs. With straightforward repayment structures, flexible terms, and quick approval, we make getting a vehicle smooth and affordable.
Why choose a Vehicle Loan?
Competitive rates
Enjoy competitive rates, saving you money over time.
Conexus vehicle financing offers competitive interest rates on cars, trucks, RVs, trailers and boats — helping you save money over the life of your loan compared to many dealership or manufacturer financing offers.
Room to negotiate
More room to negotiate your vehicle price and loan terms without added pressure.
When you secure financing through Conexus before you shop, you walk into the dealership as a cash buyer — giving you more room to negotiate the vehicle price and terms without the pressure of in-the-moment dealer financing offers.
Flexible payment schedules
Choose weekly, bi-weekly, semi-monthly or monthly payments.
With flexible payment options, you can choose a weekly, bi-weekly, semi-monthly, or monthly payment schedule. You can even make accelerated payments or increase your payment amount at any time, allowing you to pay off your loan faster without additional fees.
Choose the financing option that works for you.
Whether you finance through a participating dealer or apply directly with Conexus, we have options to help you get behind the wheel.
Option 1: Dealer Financing
Visit one of our partner dealers across Saskatchewan, choose your vehicle, and let the dealer know you want to use Conexus financing. They will help you complete a loan application, which is then sent to Conexus.
If approved, we’ll provide you with the loan terms, including the interest rate and payment structure.
When the contract is signed, Conexus sends the funds to the dealer for your vehicle purchase. Your account will be set up, and you'll start making regular payments until the loan is paid off.
Ready to get started? Find a participating dealership near you and begin your shopping!
Option 2: Personal Loan
Apply for a Personal Loan directly through Conexus and meet with a Financial Advisor to discuss your financial details and determine your loan amount. What you’re approved for is based on factors like your credit profile, the vehicle's value, and your budget.
The approval process is quick, with most decisions made promptly, allowing you to move forward with your purchase. Once approved, the loan amount is deposited into your account, which you can use to pay the dealership.
With flexible payment options, you can choose a weekly, bi-weekly, semi-monthly, or monthly payment schedule. You can even make accelerated payments or increase your payment amount at any time, allowing you to pay off your loan faster without additional fees.
Is dealer financing right for you?
Right for you if you:
- Want a simple, all-in-one solution, dealer financing allows you to arrange both your vehicle purchase and loan in one location, saving you time and effort.
- Need fast access to financing, dealer financing offers quick approvals, so you can drive away with your new vehicle sooner.
May not be right for you if you:
- Want more control over your purchase, and the ability to shop around for the best vehicle deal that fits your budget without pressure or restrictions. Visiting a branch and securing the funds before you make the purchase might be a better option. Book an appointment with a financial advisor today!
See what you can afford, before you commit.
Common questions.
Here’s what people ask us the most.
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You can use a Conexus Vehicle Loan to finance a new or used car, RV or boat.
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With dealer financing, you apply for Conexus financing through a participating dealership when you purchase your vehicle. With a Personal Loan, you apply directly through Conexus and, if approved, the funds are deposited into your account so you can pay the dealership yourself.
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Yes. Applying directly through Conexus can help you understand how much you may be approved for before you shop. Talk to a Financial Advisor to discuss your borrowing needs and options.
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The approval process is designed to be quick, with most decisions made promptly. Timing can vary depending on your individual application and circumstances.
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The amount you’re approved for depends on factors such as your credit profile, income, budget and the value of the vehicle. A financial advisor can help determine an amount that fits your financial situation.
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You can make accelerated payments or increase your regular payment amount without additional fees, helping you pay off your loan faster.
We’re here to help.
Have questions about our loan options, rates, payments or the application process? Fill out our quick form and a member of our team will be happy to help.
