Rates

Mortgage rates

Value and Flex Feature rates

Our Value Mortgage rates1 offers our lowest rate and fixed payments for one to five years, making it a predictable and budget-friendly option. It’s a no-frills choice without extra features like skip-a-payment, making it ideal for those who appreciate simplicity.

Term

5 year closed

Rate 4.29%

4 year closed

Rate 4.64%

3 year closed

Rate 4.54%

2 year closed

Rate 4.34%

1 year closed

Rate 4.89%

Board rates

The rates1 below may be used for prepayment penalty purposes.

Term

5 year closed

Rate 6.09%

4 year closed

Rate 5.99%

3 year closed

Rate 6.05%

2 year closed

Rate 5.09%

1 year closed

Rate 5.49%

6 month closed

Rate 5.49%

1 year open

Rate 9.75%

6 month open

Rate 9.75%

Rates are provided for information purposes only and are subject to change without notice at any time. 

1 Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed. Rates subject to change without notice. Applicable to Credit Union lending criteria. Some conditions apply.

2 Only available for first-time homebuyers, purchasing a newly built home. Other terms and conditions may apply.