Conexus - Conexus Cash Back Mastercard®

Treat yourself!

You can redeem your points for:

Cash back credit – deposit your cash back credit into your chequing or savings account to pay off your credit card balance with points or save money for a rainy day⁶.

Something from our catalogue - choose from a great selection of merchandise and gift cards, non-restrictive travel, event tickets and adventures!^*

Too much stuff to carry around?

Your new Cash Back Mastercard is compatible with:

Apple Pay

Samsung Pay^®

Google Pay^TM

Click to pay

Purchase protection and extended warranty⁷

Shop with confidence, knowing you’re protected

Purchase protection provides coverage for the first 90 days, in the event the eligible items are stolen or damaged⁷.

Extended warranty provides double the manufacturer’s warranty for up to an additional 12 months⁷.

Benefits

Replace & repair for up to $1,000 (with depreciation), in the event your cell phone or tablet is lost, stolen, accidentally damaged or suffers mechanical breakdown⁷.

Auto Rental Discounts

Enjoy up to 25% off and a range of additional benefits when you use your credit card to rent a car at Hertz, Thrifty, and Dollar^**.

Mastercard^® Global Services

Your Conexus Mastercard^® has a wide range of built-in benefits:

Zero liability⁸ – you’re only responsible for purchases you’ve authorized.

Mastercard Global Services^†

Lost/stolen card reporting

Emergency card replacement services

Emergency cash advance

3D Secure – an extra layer of protection for online shopping (registration is not required)^†.

Mastercard contactless – checkout faster by tapping your Mastercard in front of a secure reader and be on your way with no need to swipe or sign^†.

^*Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

^**Terms & conditions apply. Visit https://www.collabriacreditcards.ca/hertz.aspx for more details.

^†Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/fraud-protections.aspx for more details.

¹ Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

² The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.

³ If annual GROCERIES purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year

⁴If the combined annual GAS and SUSTAINABLE TRANSIT purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

⁵ If the combined annual select RECURRING BILLS and DIGITAL STREAMING purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

⁶ The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.

⁷ Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

⁸ Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
1. You have used reasonable care in protecting your card from loss or theft; and
2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

^® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

^TM Google and the Google Pay logo are trademarks of Google LLC.

^® Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

Conexus Cash Back Mastercard^®

Tips for using your Conexus Mastercard