Credit cards

Conexus Classic Mastercard®.

With a competitive interest rate and a low annual fee, the Classic Mastercard® gives you flexibility and added protection for your everyday purchases. 

Interest rate: 13.99%1 | Annual fee: $20 | Additional card fee: $0

Eligibility requirements: No minimum income requirement.

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A green Conexus Credit Union personal credit card in a light beige background.

Features.

Purchase and warranty protection

Shop with confidence, knowing you’re protected.

  • Purchase protection provides coverage for the first 90 days, in the event the eligible items are stolen or damaged2.
  • Extended warranty provides double the manufacturer’s warranty for up to an additional 12 months2.
  • Protect your eligible mobile device with replace and repair for up to $1,000 (with depreciation) in the event your cell phone or tablet is lost, stolen, accidently damaged or suffer mechanical breakdown.2.

Digital wallet ready.

Leave your wallet behind and pay securely with your Mastercard.

Your card is compatible with:

  • Apple Pay
  • Samsung Pay®
  • Google Pay™
  • Click to Pay

Auto rental discounts

Save on your next rental with exclusive cardholder discounts. 

Enjoy up to 25% of and additional benefits when you use your Conexus Mastercard® to rent a car at Hertz, Thrifty and Dollar.*

Mastercard® Global Services

Built-in benefits and security features to help protect you and your purchases. 

Your Conexus Mastercard® includes benefits designed to make your card easier and safer to use: 

  • Zero Liability – You’re only responsible for purchases you’ve authorized.3 
  • Mastercard® Global Services – Get help with lost or stolen cards, emergency card replacement and emergency cash advances.† 
  • 3D Secure – Added protection when shopping online.† 
  • Mastercard® contactless – Tap to pay quickly and securely at participating merchants.† 
Your security matters

24/7 fraud protection.

Fraud specialists monitor your account 24/7. Should we notice anything unusual, we will contact you immediately to determine if there are unauthorized actions associated with your account. Sign up for alerts to get real-time notifications directly to your mobile device.

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FAQs

Common questions.

Here's what people ask us the most.

The Conexus Classic Mastercard® is a low-interest credit card designed for everyday spending. It offers a competitive 13.99% interest rate, a low $20 annual fee and valuable benefits like mobile device insurance, purchase protection and extended warranty coverage. 

The Conexus Classic Mastercard® can be a great option if you’re starting to build your credit history or looking for a simple, low-interest credit card. Using your card responsibly by making payments on time and keeping your balance manageable can help you establish healthy credit habits over time.

Your Classic Mastercard® includes purchase protection and extended warranty coverage2. Eligible purchases are covered against theft or accidental damage for the first 90 days, and the manufacturer’s warranty can be extended for up to an additional 12 months.2

Everything you need to manage your Mastercard®

Quick access to the tools and resources, from logging in to your account to exploring Flex Rewards and cardholder support.

CardWise login

Log in to manage your account, make payments and view statements online through CardWise.

Redeem rewards

Discover how to cash your Flex Rewards points into cash back, travel, merchandise and more.
Have questions?

Not sure which card is right for you?

Our advisors can help you find the Mastercard® that fits your spending habits, financial goals and lifestyle. Book an appointment today — no pressure, just honest advice. 

Book appointment

*Terms & conditions apply. Visit https://www.collabriacreditcards.ca/hertz.aspx for more details. 

†Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_conexus/benefits/fraud-protections.aspx for more details.

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

3 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.

4 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

TM Google and the Google Pay logo are trademarks of Google LLC.

® Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.