Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Loans for your life
A loan gives you the money you need upfront and lets you pay it back overtime with regular payments including interest. Whether you’re buying a car, tackling home renovations, consolidating debt, or making a big purchase, a loan provides you with a clear repayment schedule that fits within your budget. We have several loan options tailored to meet your needs.
Personal Loan
A Personal Loan or term loan gives you the opportunity to borrow money with a fixed repayment plan. With both fixed and variable rate options, you can customize your loan to meet your financial goals.
✔ Flexible terms
✔ Fixed and variable rate options
✔ Loan protection options
Great for: Vehicle purchase, home renovations, debt consolidation, and more.
RRSP Loan
A RRSP Loan lets you borrow the amount you need to top up your RRSP contributions, lower your taxable income, and grow your retirement savings.
✔ Flexible terms and payment schedules
✔ Fixed and variable rate options
✔ No prepayment penalties
Great for: Topping up your RRSP contributions, including any unused RRSP room from previous years, to lower your taxable income.
Student Loan
Our StudentChoice Education Loan helps post-secondary students cover the cost of tuition, books, housing and other education expenses while attending a recognized college or university.
✔ Make interest-only payments while in school
✔ One-year grace period after graduation before loan is converted to fixed monthly payments that include principal and interest
✔ Flexible payment schedules
Great for: Post-secondary students who want to focus on their studies and not worry about their finances.
Vehicle Loan
Whether you’re looking to buy a new or used car, RV, or even a boat, Conexus provides personal car loans with competitive interest rates, fewer fees, and personalized service to suit your needs.
✔ Competitive rates
✔ Flexible terms
Great for: individuals looking for convenience, competitive rates, flexible terms and more.
Home Equity
Our Home Plus Plan allows you to borrow up to 80% of your home’s current value. These funds can be used as revolving line of credit, a term loan, or even a regular mortgage.
✔ Loan product variety
✔ Flexible borrowing options
✔ Increase the value of your home
Great for: since lending values for the Home Plus Plan are based on the amount of equity you have in your home, this plan is best for those who have already established substantial equity.
Curious about your payments? Our loan calculator makes it easy to estimate your costs and find the best financing options for you. Just enter a few details and instantly see how different terms and interest rates affect your payments.
Debt consolidation calculator →
Struggling with multiple payments? Our debt consolidation calculator helps you see how combining your debts into one manageable loan could save you money and simplify your finances. Enter your balances, interest rates, and terms to discover a smarter way to pay off debt faster.
Have questions?
That's what we're here for!
Meet with one of our advisors to find out how much you can get approved. Fill out our contact form and we'll contact you within one to two business days!