Conexus - Personal Line of Credit

A Conexus QuickLine is a flexible personal line of credit that allows you to borrow, repay, and borrow again up to a set limit, offering easy access to funds when you need them. Whether you’re managing planned expenses or unexpected costs, our QuickLine provides a revolving credit option with no fixed term, so you only pay interest on what you borrow.

Benefits of a QuickLine line of credit include:

Reusable credit as you repay borrowed amounts.
Borrow only what you need, when you need it.
Pay interest only on the amount you use.
No prepayment penalties.
Competitive interest rates.

Reach out to us today to learn how a QuickLine line of credit can help you reach your goals.

Start by scheduling an appointment with an advisor. Be sure to bring necessary documents such as personal identification, and proof of income. You should also be prepared to fill out a net worth statement. If securing a line of credit with your home, you will also need the amount of property tax standing and proof of home insurance.

Your eligibility will depend on factors like your credit score and income.

Use the money for any purpose, and manage repayments through flexible options like weekly, bi-weekly, or monthly payments.

Once approved you can access funds immediately and start using your line of credit as needed.

✔ Right for you if you:

Are looking for credit that is ideal for ongoing expenses, emergencies, or planned purchases. A QuickLine gives you the freedom to borrow only what you need, when you need it.
Want a more affordable borrowing option that still offers flexibility. A QuickLine has a lower-interest rate compared to higher-interest products like credit cards and gives you the freedom to pay back then borrow again.
Appreciate the ability to choose from flexible repayment schedules and manage payments on your terms, with no prepayment penalties to help you pay down debt faster and save on interest.

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May not be right for you if you:

Prefer the stability of a structured payment amount and schedule. Unlike a traditional loan with a clear end date, a QuickLine doesn’t have a fixed repayment term, and the payment amount may vary. A Personal Loan with fixed terms could be a more straightforward option.
Are making short-term, smaller every-day purchases and want to build credit. A credit card could be more practical if you can pay it off quickly.
Struggle with managing debt. Since a QuickLine allows you to borrow and reuse funds, it can be tempting to borrow more than you need or live outside your means. A budget review with a financial advisor may be a better first step.

Personal Line of Credit

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