What is the Farm Transfer Program?
Transitioning a farm to the next generation is one of the biggest decisions your operation will make. The Farm Transfer Program can help make that transition smoother, more affordable and better supported — whether you’re passing the farm down, purchasing the family operation or restructuring ownership. Built specifically for agriculture, this program provides financing and guidance to help you navigate the financial side of farm succession with confidence.
Features.
Built for real transitions
Flexible financing designed specifically for farm succession.
The Farm Transfer Program supports the smooth transfer of a farm operation from one generation to the next — whether you’re preparing to take over the family farm, transitioning ownership to a successor, or restructuring ownership.
Supports buyers and sellers
We’re here for both sides of the transaction.
It’s designed to help both buyers and sellers navigate the financial side of a transition, while keeping the long-term stability of the farm at the centre of every decision.
Funding for every asset
Land, buildings, equipment and operational assets.
Funding is available for land, buildings, equipment, and operational assets, with terms and repayment options built around seasonal farm cash flow — and guidance throughout the financial aspects of the transition process.
How does it work?
The Farm Transfer Program supports the smooth transfer of a farm operation from one generation to the next. Whether you’re preparing to take over the family farm, transitioning ownership to a successor, or restructuring ownership, this program helps make succession planning more manageable — with financing and guidance tailored to agriculture.
It’s designed to help both buyers and sellers navigate the financial side of a transition, while keeping the long‑term stability of the farm at the centre of every decision.
Benefits for buyers
Benefits for buyers. If you’re purchasing all or part of a family farm, the program can help you:
- Access financing to purchase all or part of a family farm
- Build equity while maintaining operational stability
- Enjoy flexible repayment that aligns with seasonal farm income
- Get support for understanding the financial implications of farm ownership
- Advance loans to reduce interest costs and pay down the balance faster
Benefits for sellers
If you’re transitioning the farm to the next generation, the program can help you:
- Support transitioning the operation to a family member or new owner
- Structure financing in a way that supports retirement plans
- Stay flexibly involved in the farm, if desired
- Gain confidence knowing the next generation has access to resources and advice
- Spread advances over one to five years, which may offer tax advantages
Common questions.
Here’s what people ask us the most.
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The program can support both buyers and sellers during a farm transition. It may be a good fit for the next generation purchasing a family farm, an owner transferring the operation to a successor or families restructuring farm ownership.
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Yes. The Farm Transfer Program can provide financing to help the next generation purchase all or part of a family farm, including eligible land, buildings, equipment and other operational assets.
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Yes. The program can support partial transfers and ownership restructuring, allowing families to structure a transition around their specific circumstances and long-term plans.
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Speak with a Conexus Ag Advisor about your transition plans. They can help you understand your financing options and guide both buyers and sellers through the financial aspects of the transfer.
Wondering how much you can borrow? Let's find out together.
Our Ag Advisors can help you explore loan and line of credit options, understand your choices and find a solution that fits your goals and budget.
