Protect yourself from fraud.
Knowledge is power, especially when it comes to spotting a scam. The more you know, the harder you are to fool. That's why we follow the three R's of fraud prevention:
- Recognize what a scam looks like.
- Reject it and don't give in.
- Report anything you suspect.
On this page, you'll find practical ways to keep your money and your information safe.
Take precautions.
Protect your password.
We keep you just as safe when you bank digitally as we do in branch. But once your information reaches your device, you have a responsibility to protect it as well.
Tips for keeping your password safe:
- Select a password that is easy for you to remember but difficult for others to guess (this means avoiding significant dates, names, etc.). Use a combination of lowercase and UPPERCASE letters, numbers and symbols. Consider using a passphrase instead.
- Don’t use part of your PIN or the same password across multiple channels, especially your online banking.
- Keep your password confidential. Only YOU should have it.
- Don’t write your password down or store it in any files. If you’re struggling to keep track of all your passwords, try a secure password manager like 1password or Bitwarden.
- Never disclose your password over email, text or phone.
- Make sure no one can see you type in your password (same goes for entering your PIN).
- Change your password on a regular basis. We recommend every 90-120 days.
Protect your computer when using digital banking.
Your device is an important part of your digital banking security. Take a few simple steps to protect your information and keep your banking sessions safe.
Tips for keeping your computer safe:
- Never leave your computer or phone unattended while using digital banking services.
- Always log out using the logout button and close your browser or the app when you’re finished or step away.
- Use enhanced security features to help prevent your browser from storing pages you’ve viewed.
- Keep your computer’s operating system, browser, app and security software up to date.
- Avoid using digital banking on public or shared computers or networks.
Set up banking alerts.
Stay informed about your accounts with banking alerts from Conexus. Get text or email notifications to help you spot suspicious activity and stay on top of your money.
Set up your banking alerts:
After logging into digital banking, set your alerts under “Messages & Alerts” (browser) or “Alerts” (mobile app).
Choose the alert you’d like to turn on, select your preferred notification channel and customize the frequency or parameter for the alert.
Tips for safeguarding against fraud.
Here are a few additional tips to protect from fraud.
- Be very, very careful with your Social Insurance Number (SIN). It's an important key to your identity, especially in credit reports and computer databases.
- Don’t search for the Conexus website using Bing or Google – save and use a bookmark instead or simply type in www.conexus.ca in the address bar.
- Check your bank and credit card statements regularly to ensure that all transactions are legitimate.
- Be aware of phishing. These are fake sites or emails mimicking real companies or people to steal your sensitive information. Protect yourself by enabling two-factor authentication, keeping your software updated, and reporting suspicious activity.
What to do if you suspect a scam.
If you suspect a scam targeting you or a loved one, act quickly. Here's what to do:
- Watch for the signs. Changes in behaviour, mood, spending, health or appearance can point to the stress of fraud, and some people are in denial that it could happen to them.
- Report the scam and contact us, along with any other financial institutions involved.
- Protect personal information. Contact the credit bureaus (Equifax and TransUnion) to place an alert, and change online passwords and, if needed, phone numbers
- Make sure emotional support is available. Talking to a counsellor or someone you trust can really help.
- Reach out to us. If you suspect a scam, we can help you through it.
Stay mindful as we merge.
Scammers look for new opportunities, and times of change are prime targets. As we merge with Cornerstone and Synergy, stay vigilant and cyber smart:
- Only ever enter your banking credentials on the Conexus digital banking platform
- Create strong passwords and update them regularly
- Set up real-time banking alerts to monitor your account activity
- If someone asks for personal information claiming it's part of the merger, don't reply. Instead, report it to us
See something suspicious?
If you think you've been targeted, don't wait. Learn how to report a scam and get help fast.