What is an Agriculture Investment Mortgage?
Purchasing farmland, expanding your operation or investing in agricultural property is a major step — and the right financing can help you move forward with confidence. An investment mortgage provides long‑term, stable financing designed specifically for farms and ag‑based businesses.
Whether you're buying farmland, expanding your operation or investing in income‑producing ag property, you’ll get flexible terms, competitive options, and guidance from advisors who understand Saskatchewan agriculture. With a mortgage built around your cash flow and future goals, you can invest confidently and build lasting value for your operation and the next generation.
Features.
Long-term financing
Purchase, expand or refinance agricultural property.
An Agriculture Investment Mortgage is long-term financing used to purchase, expand, or refinance agricultural property — including farmland, buildings, or mixed-use ag real estate. This type of mortgage supports farm operations looking to grow, diversify, or strengthen their asset base.
Built for your farm cash flow
Repayment schedules that support farm cash-flow cycles.
Agriculture Investment Mortgages offer flexible term and amortization structures, fixed or variable interest rate choices, and tailored repayment schedules that support farm cash-flow cycles — built around your operation, not a residential timeline.
Different from a residential mortgage
Down payments, amortization and rates can all differ.
Agriculture Investment Mortgages can differ from residential loans in areas like down payments, amortization, valuation, and rate structures. Our team will help you understand what applies to your operation and how to structure financing that works for you.
How does it work?
An Agriculture Investment Mortgage is long-term financing used to purchase, expand or refinance agricultural property, including farmland, farm buildings and mixed-use ag real estate. It can support farm operations looking to grow, diversify or strengthen their asset base through strategic property investments.
Agricultural mortgages can be structured for a range of needs, with flexible term and amortization options and fixed or variable interest rates. Repayment schedules can also be tailored to support the seasonal cash-flow cycles common to farm operations.
Down payment requirements can vary based on factors such as land type, property value and overall risk. Agricultural mortgage rates may differ from residential rates, while amortization periods can vary depending on the property class and financing structure.
Refinancing options may be available for purposes such as property improvements or debt consolidation. Approval may require supporting documentation, including farm financial statements, land appraisals, operational plans and other information about the property and your operation.
Strengthen your farm's financial toolkit.
Common questions.
Here’s what people ask us the most.
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Agricultural mortgages can have different qualification requirements, interest rate structures, amortization periods and down payment expectations than residential mortgages. Financing is assessed based on factors such as the land or property, its use, farm cash flow and the financial strength of the operation.
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Agricultural mortgages can have different qualification requirements, interest rate structures, amortization periods and down payment expectations than residential mortgages. Financing is assessed based on factors such as the land or property, its use, farm cash flow and the financial strength of the operation.
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Yes. Refinancing may be available for eligible agricultural property and could help fund improvements, consolidate debt or support other investment needs, depending on your circumstances and financing structure.
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Down payment requirements can vary depending on factors such as the type and value of agricultural land or property, the financing structure and overall risk. A Conexus Agriculture Advisor can discuss the requirements for your specific situation.
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An Agriculture Investment Mortgage may be a good fit for producers looking to purchase, expand or refinance agricultural property as part of a longer-term growth, diversification or investment strategy.
Wondering how much you can borrow? Let's find out together.
Our Ag Advisors can help you explore loan and line of credit options, understand your choices and find a solution that fits your goals and budget.
