Is Interac e-Transfer® available at all Canadian banks and credit unions?

Yes. Interac e-Transfer ® is a national Canadian payment service available at over 250 financial institutions across Canada, including banks, credit unions and caisses populaires. As long as the recipient banks with a participating Canadian institution, you can send money using just their email address or mobile number.

Is there a fee to send an Interac e-Transfer® through Conexus?

Incoming transfers are always free. There may be a cost to send e-transfers. Refer to your account details or talk to an advisor for more details.

What are the Interac e-Transfer® sending and receiving limits at Conexus?

For personal online banking, you can send up to $3,000 per individual transfer, $10,000 per day, and $20,000 per 30-day period. Business accounts have higher limits — up to $10,000 per transfer and $300,000 per 30-day period. Receiving limits are $25,000 per individual transfer for both personal and business accounts.

How long does an Interac e-Transfer® take to receive??

Most Interac e-Transfers ® arrive within minutes. For first-time transfers between a sender and recipient, there may be a delay of up to 30 minutes while Interac establishes a transaction history — a security measure that helps protect against fraud across Canadian financial institutions.

Interac e-Transfer®

Why use Interac e-Transfer?

Instant and secure

Instant and secure. Real-time transfers encrypted from sender to recipient.

Every Interac e-Transfer® is securely encrypted from the moment it’s sent to the moment it’s received. Transfers are processed in real-time, so your money arrives fast and your financial details stay private. It’s also available for your personal and business banking use anytime, anywhere.

No banking details needed

No banking details needed. Send with just an email or mobile number.

You don’t need to share your account number to send or receive a transfer. Just use the recipient’s email address or mobile phone number, keeping your banking details completely private.

Autodeposit

Set it up once and money lands in your account automatically.

With Autodeposit enabled, incoming Interac e-Transfers® are deposited directly into your account without the need for a security question. Set it up once through online or mobile banking under Interac e-Transfer® > Autodeposit.

Receiving an e-Transfer

You’ll receive a notification by email or text when someone sends you money.
Click the link to access a secure Interac website and select your financial institution.
Sign in to your Conexus online or mobile banking.
Enter the security question answer and click Accept.
Select the account you’d like the funds deposited into and confirm.

Note: If you have Autodeposit enabled, funds are deposited automatically and you’ll be notified by email — no security question required.